Potentia Capital’s expertise in lending rewrites the way you do business.
Property is an ever-evolving market. As any developer knows, changing marketplace conditions can have an effect on profitability, so it makes sense to deal with a financier who commands the widest knowledge of financial expertise in the industry.
We are up to date on the most recent developments and news in the construction market. This is why clients come to think of Potentia Capital as part of their house team.
From straightforward residential projects to mulit-million dollar office, bulky goods and retail developments, we are active in lending for a vast array of commercial, industrial, retail and residential projects. Our loan facilities cover all aspects of construction funding. From the traditional 80 percent of cost funding to highly leveraged structured finance loans, we offer loans from $1million plus. An exceptional range of construction and development loan products combined with expert construction finance teams mean that Potentia Capital helps clients adding more profit to the bottom line.
We are an invetment loan specialist with years of lending experience. We provide our clients unparalleled access to all the property finance markets. This as a market commands more funds under management than are on deposit in the entire banking system. Our lenders range from many of Australia’s largest and leading financial institutions both bank and non-bank.
Our commercial loan products range from low interest rate investment loans through to more highly leveraged facilities for commercial, industrial, retail and residential properties.
Every commercial property deal is different and a wide variety of factors affect the pricing of every deal. These factors range from property location to percentage borrowed and the type of asset involved. We believe you need a commercial lending expert to help you best structure your deal for success.
Structured finance can be likened to the conductor in front of an orchestra of talented single-skilled specialists. Rather than have non-related individual funding tranches (senior debt, mezzanine debt, equity) competing on terms, Potentia Capital is ideally positioned to coordinate each lender through a single term sheet and facility manager.
The saving on time and legal cost is obvious. Less obvious at first, but ultimately more important, is the alignment of lenders; the explicit agreement on how they interact is critical to the delivery of effective and timely funding outcomes.
Potentia Capital’s ability to stand in the market as an intermediary between the borrower and multiple lenders on a single transaction has ensured the interest of the borrower is protected and transactions are not defeated by poor coordination or a doubling up of costs.
The lead times for structured finance are longer than for individual lender negotiations, but the benefits outweigh the requirement for such in depth preparation.